The position is responsible for reviewing Corporate / SME credit proposals through validation, repayment of loan, feasibility analysis, presenting pros and cons, ensuring compliance of credit policy & regulatory guidelines, identifying credit risk & mitigation measures & devise recommendation.
- Visit new and existing clients to assess the credit worthiness, operational and financial performance of individual businesses as and when required and preparing visit report.
- Review and carry out credit assessment of Corporate/SME credit proposals by ensuring objectivity for validation purpose, structuring of credit proposal, ensure compliance of credit policy & regulatory guidelines.
- Identify the credit risk of Corporate/SME credit proposals, the degree of risk involved in financing, devise mitigation measures and ensuring desired level of service delivery.
- Keep timely communication with different channels (Marketing & other related Dept.) about shortage of documents in case of both processing & sanction of files
- Ensure compliance with internal policies, procedure, and external regulatory requirements.
Educational Requirements :
- Bachelor degree in any discipline
Experience Requirements :
- 2 to 6 year(s)
- The applicants should have experience in the following business area(s):
Banks, Leasing
Additional Requirements :
- Leadership skill.
- Analytical skill.
- Communication skill (both English & Bangla).
- Negotiation skills and ability to multi-task.
- Proactive, hardworking and effective team player.
- Excellent knowledge of Microsoft Office packages.
Compensation & Other Benefits :
- Mobile bill, Performance bonus, Provident fund, Weekly 2 holidays, Insurance, Gratuity
- Salary Review: Yearly
- Festival Bonus: 2
