- Build and manage the digital credit business using the TallyKhata platform for small businesses
- Work with product team to develop suitable digital credit products for the micro-enterprise sector using digital processes and credit scoring model
- Design and develop a digital credit business strategy, execution plan and process including application, assessment, underwriting, repayment collection and delinquency management
- Design and implement process and system for regulatory audit and compliance for the credit business
- Build, train and manage the digital credit team including underwriting and field operations
Educational Requirements :
- Masters / Bachelor degree in any discipline
Experience Requirements :
Additional Requirements :
- Minimum 12 years of experience of working in NBFIs and/or banks
- Minimum 5 years of experience as senior positions for credit risk management
- Strong foundation and experience in credit risk management including creditworthiness and risk assessment, credit modeling, new product design, portfolio performance analysis and optimization
- Strong experience in field level credit risk assessment and lending, and management of large credit portfolio preferably in msME sector
- Experience of leading and managing credit risk management team
- Knowledge in credit regulations and regulatory compliance for credit products
- Passion and appetite to work in the fast-paced financial technology environment and build a profitable credit business
- Willing to build innovative digital credit products using financial and alternate data, and digital credit scoring
- Willing to build a digital credit business for micro and small enterprise sectors with creative risk management and growth strategies
- Strong interpersonal and communication skills
Compensation & Other Benefits :
- Mobile bill, Medical allowance, Weekly 2 holidays
- Lunch Facilities: Full Subsidize
- Salary Review: Yearly
- Festival Bonus: 2
- As per company policy & procedures
